由於文化傳統的關係，台灣的教育政策一向避談個人的金錢價值觀，學校的課程也鮮有教導學生如何處理財務的課題，父母已都以為管「錢」是大人的事，因此，學生們除了「儲蓄是美德」之外，不太能建立「財務管理」的概念。身處在一個知識經濟多元多樣的繁華社會，不能正確理解財務管理的種種措施，又不能擁有適切理財的能力，是不足以作為一位優秀的現代公民。因此，推動學生理財的課程在各級的教育場域，是刻不容緩的教育大事。

 

 

 

Because of a deep cultural bias against commercial activities, Taiwan’s educational policy has always avoided talking about the personal value system concerning money; its curriculum rarely touches upon the topic of teaching financial management to school children; and, most parents regard the money matters as the older people’s business. Therefore, in Taiwan, except for the implanted concept of “saving is a virtue,” children have little chance of learning the right concepts of financial management. Living in a prosperous society in which multiple values and pluralistic life styles are operated within a knowledge-based economy system, one cannot be qualified to be a modern citizen without a proper understanding of various financial practices and an ability of appropriate financial management. It is, therefore, timely important to promote courses of financial management at every level of our educational system.